IOWA
Serious inquiries only!
    Lots of growth opportunity exists in this market.  Total population of the city is over 60,000 people and growing.  Total population of the
    immediate trade area is over 150,000 people.  Growing by thousands every year.  180 miles directly west of chicago with more and more
    Chicago transplants moving to the area by the day. Chicago transplants are very loyal to Currency Exchange/Check-Cashing Businesses
    and they love coming to us.  

                    * One Store located in a commercial area of town.
                    * Second store located in the more urban area of downtown.  
    •        Suburban store has a great AR's well-underwritten loans with a Liberty Tax Franchise in the same plaza which sends lots of tax
    checks during tax time!  Suburban Store was an existing PDL/Check-Cashing business that started in 1998 before we took over the
    location.  
    •        Urban store has great check cashing volume and is the dominant Check Casher in town along with excellent Western Union, Bill
    Payment and Money Order revenue.  

    Been in business 5 years, established clientele with a database of thousands of customers.  

    Complete multi-line:  
    •        PDL
    •        Check-Cashing is the core of the business
    •        Western Union
    •        Money Orders
    •        Bill Payments
    •        Swap-a-Gift
    •        Netspend Prepaid Debit Cards
    •        Budgetphone
    •        Mobile Phone PIN sales
    •        Stamps
    •        Fax
    •        Copy service
    •        Notary public
    •        Pay Phone
    •        Excellent opportunity for tax prep

    Near Bus Stops and right on high traffic intersections and main thoroughfares.  

    Teletrack integrated.
    Checkcashingcompliance.com program for fraud prevention.  
    Collections: Excellent front-end and back-end programs in place to recoup AR's.
    •        Collections handled in house through small claims with a very easy process in Iowa.
    •        Iowa is very friendly to collectors, no lawyer needed, collections through the courts.
    •        Skip-tracing computer programs and collection agency already set up to further aid in collections.

    Excellent personnel; trained with years of experience and they will stay on with new owner.

    •        Full 24/7 Security System with surveillance and alarms.  
    •        Safes, computers, server and all office equipment stay.
    •        Software platform already in place and internet lending capable.
    •        ACH-ing program fully in place to help speed collection of PDL's.
    •        Tech Support readily available and in our time zone.
    •        Internet expansion is possible with software directly integrated and website ready to go.  
    •        Money Services business friendly bank with no fees, clears checks in 24hours......very hard to find!
                    Friendly banks in town that readily verify checks without hassle.

    Fully-licensed: Iowa laws are extremely conducive to business.

    Lease: The best you will find! I own the buildings, thus I have a vested interest that the new owner is as successful as I am!

    Divesting of this PROFITABLE operation because of other business time constraints.

    Asking: $160,000 lock, stock and barrel!
IOWA